Budgeting: Focus on what you’re budgeting FOR

It’s a little embarrassing to admit that the first time I really put myself on a budget was when I was in grad school.┬áBefore that budgeting either didn’t exist because I didn’t have to worry about budgeting much more than how I would manipulate my school lunch allowance to get maximum amounts of coffee without passing out from starvation (I had a stressful high school experience) or just the general mantra of I don’t know how much I’m making or how much stuff costs but I live by the basic rule of nope I can’t afford that and make myself miserable. Continue reading