Cultivate What Matters: Finance Guide

When the Cultivate What Matters team announced their Summer Collection, I couldn’t wait to get my hands on their new Finance Guide. After the past few years being really difficult financially between medical expenses, my own lack of work with being so sick while pregnant and committing to nursing my daughter, and my husband’s former job being a toxic work environment, it has taken us a while to start to get back on our feet and it has been an exhausting journey that has made me want to throw in the towel sometimes. It has felt like the epitome of little by little progress to get out of medical debt- not even little by little, more often microscopic… so my husband and I were ready to dive in together and re-focus on our finance goals with this little guide… Continue reading

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Budgeting: Focus on what you’re budgeting FOR

It’s a little embarrassing to admit that the first time I really put myself on a budget was when I was in grad school.┬áBefore that budgeting either didn’t exist because I didn’t have to worry about budgeting much more than how I would manipulate my school lunch allowance to get maximum amounts of coffee without passing out from starvation (I had a stressful high school experience) or just the general mantra of I don’t know how much I’m making or how much stuff costs but I live by the basic rule of nope I can’t afford that and make myself miserable. Continue reading

September’s Theme: Budgeting

Wow, can you believe another month has gone by already?! This year is flying. This month’s theme is going to be about budgeting. This wasn’t my original theme of the month, but life being what it is, this has become the pressing idea in my brain- how to better budget our family resources. Not only money but time, energy, etc. Continue reading